Basingstoke contractors — tech and insurance on the M3.
Basingstoke is a technology and insurance hub on the M3 corridor, home to software, telecoms and financial-services employers, with a fast rail link to London Waterloo. Its contractors, mostly in IT and finance, need lenders that read a day rate, not three years of accounts. As a whole-of-market, FCA-authorised brokerage, we place Basingstoke and North Hampshire contractors.
Why Basingstoke contractors need a specialist
Basingstoke's tech, telecoms and insurance employers create a strong day-rate contractor base, many outside IR35 through their own company or commuting to London. Specialist lenders assess the current contract rather than years of accounts — the route tailored to the town's IT and finance contractors.
Sectors we see most in Basingstoke
IT and software contractors, telecoms and networking specialists, and insurance and financial-services professionals. See IT contractors and outside IR35.
M3 value and London commute
Basingstoke offers better value than Surrey or London within a fast commute — see also Reading & the Thames Valley. First-time buyers welcome — see first-time buyer.
We work with Basingstoke contractors remotely
No office visit needed — we advise by phone, video and email around your contract. See the areas we cover.
Lenders we place Basingstoke contractors with — a selection
Lender guides: Halifax · Barclays · HSBC · NatWest · Nationwide · Accord · Clydesdale · Yorkshire BS · Kensington See how we place cases →
Contractor Mortgages in Basingstoke, answered
Can I get a mortgage as an IT contractor in Basingstoke?+
Yes. Specialist lenders assess your day rate and current contract rather than years of accounts, ideal for the town's IT and telecoms contractors.
I'm outside IR35 — how much can I borrow?+
Usually around 4.5–5× your annualised day rate, sometimes more for strong contracts.
How is my income worked out?+
Your day rate is annualised (typically over 46 weeks) and lent on at around 4.5×, before deposit and affordability checks.
Do you cover the wider North Hampshire area?+
Yes, we cover Basingstoke, Andover, Farnborough and the wider region, advising remotely.
Do I need to meet in person?+
No. We advise Basingstoke contractors by phone, video and email, around contract hours.